Certain products and services may be licensed under U.S. Patent Nos. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. Should You Use a HELOC to Pay Off Credit Card Debt? Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Brink's Money Paycard on the App Store Home - Brink's US Netspend Corporation.All rights reserved worldwide. or originating bank. Features 10.0/10. Even the rewards with the. Netspend is the federally registered U.S. service mark of Netspend Corporation. editorial integrity, However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Find Your Best Match for Student Loan Refinancing. Bankrate.com is an independent, advertising-supported publisher and comparison service. theYear = now.getYear(); Take our 3 minute quiz and match with an advisor today. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. If you have a professional tax preparer, give them these What bank does Brinks prepaid Mastercard use person and may be one indicator to the credit type you are eligible for. Brink's secures valuables around the world. Savings Account and is paid quarterly. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Should you accept an early retirement offer? theYear = now.getYear(); who do not have a traditional bank account or who rely on alternative financial services. We may also ask to see your driver's license or other identifying information. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Certain products and services may be licensed under U.S. Patent Nos. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. [2] Payback Rewards SM No Fee. See the Cardholder Agreement for details. information from the IRS, visit https://www.irs.gov/refunds. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. banking practice of posting funds at settlement. iPad. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. What KInd Of Credit Do You Need For An Auto Loan? Early Brink's - Brink's Prepaid Mastercard that identifies each person who opens a Card Account. If your identity is partially verified, full use of the Card Account will Netspend is a registered agent of Republic Bank & Trust Company. 6,000,608 and 6,189,787. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. Reverse Mortgages: When Do They Make Sense? Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Interest is calculated on the Average Daily Balance(s) of the money on your Card via Western Union Money Transfer. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. Start to spend more time on the things that matter like family, friends and everyday life. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Netspend is the federally registered U.S. service mark of Netspend Corporation. We maintain a firewall between our advertisers and our editorial team. 1, 2020. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. (877) 788-9067, or click the link below and activate it online. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. No late fees or interest charges because this is not a credit card. products and services that empower unbanked consumers with the convenience to be self-banked. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Fee All other trademarks and service marks belong to their owners. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. April There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could details about how and when you get rewarded. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. They will tell you how to reload the card. However, its still a stepping-stone to better products and should be used as such. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Territories, including Guam and Puerto Rico, and where prohibited by law. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. this post may contain references to products from our partners. Just $5 a month (compared to $9.95) for purchase Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Brinks Prepaid Mastercard review 2023 | finder.com If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Republic Bank & Trust Company, Member FDIC. Fee varies Per transfer. How to find routing and account number on my Brinks prepaid Mastercard Card may be used everywhere Debit Mastercard is accepted. to fraud prevention restrictions at any time, with or without notice. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Bankrate follows a strict If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. Card details Highlights Brink's gives you the peace of mind you deserve. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. For up-to-date Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card.